Kentucky Survivor Benefits

Survivor BenefitsUpdated January 2016

ONE-TIME DEATH BENEFIT

Pursuant to KRS 61.315 a firefighter who has lost their life as a direct result of an act in the line of duty shall receive a lump-sum payment of eighty thousand dollars ($80,000) if there are no surviving children, which sum shall be paid by the State Treasurer from the general expenditure fund of the State Treasury. If there are surviving children and a surviving spouse, the payment shall be apportioned equally among the surviving children and the spouse. If there is no surviving spouse, the payment shall be made to the surviving children, eighteen (18) or more years of age. For surviving children less than eighteen (18) years of age, the State Treasurer shall pay thirty-five thousand dollars ($35,000) to the surviving children and hold forty-five thousand dollars ($45,000) in trust divided into equal accounts at appropriate interest rates for each surviving child until the child reaches the age of eighteen (18) years. If no surviving spouse or children, payment shall be made to parents of the deceased. Includes deaths resulting from heart or circulatory malfunction when the symptoms are first medically-treated within 48 hours after participation in the performance of duties or the result of illness, sickness, or injury caused by the performance of duties within 12 months. Certain medical restrictions apply.

Contact:
Kentucky Fire Commission
300 North Main Street
Versailles, KY 40383
Phone: (800) 782-6823
Fax: (859) 256-3125
Website: kyfirecommission.kctcs.edu

(Reference: KY Code 61:315)

WORKERS’ COMPENSATION

If volunteer or paid firefighter’s death results from a work-related injury, spouse receives $63,500.37 for 2007 ($65,813.60 for 2008). The amount is determined by the date of injury, not the date of death. This benefit is adjusted annually and includes burial expenses.

Spouse and certain dependents also entitled to income benefit. Income benefit is 50% of average weekly wage for surviving spouse with no children. Benefit is only 45% of the average weekly wage for a spouse living with children, and an additional 15% for each child until the age of 18, or age of 22 if in college. Spouse living apart from children eligible for 40%.

If death occurs within 4 years of date of injury as a direct result of a work-related injury, a lump sum payment of $50,000 shall be awarded; lump sum adjusted on an annual basis.

Spouse receives 2-year lump sum upon remarriage with cessation of weekly benefits. Otherwise, spouse continues to receive benefits for life.

Surviving children with no surviving parent eligible for specific amounts. Other dependent family members may be eligible for specific amounts.

Contact:
Kentucky Office of Workers’ Claims
657 Chamberlain Avenue
Frankfort, KY 40601
Phone: (502) 564-5550
E-mail: FrancesA.Davis@ky.gov
Website: labor.ky.gov

Volunteer firefighters: Covered under law with income benefits based upon the average weekly wage in their regular employment. Premium paid by the Kentucky Fire Commission.

Contact:
Kentucky Fire Commission
300 North Main Street
Versailles, KY 40383
Phone: (800) 782-6823
Fax: (859) 256-3125
Website: kyfirecommission.kctcs.edu

(Reference: Kentucky Revised Statutes 342:750 (6) & KY Administrative Regulations Chapter 25)

FUNERAL BENEFIT

Included under Workers’ Claims lump sum payment. All expenses paid.


RETIREMENT/PENSION PLAN

Most Kentucky firefighters are within the Kentucky Retirement Systems, but plans within the KRS differ dependant on the “Class” of the municipality where the firefighter worked. At least one municipality, Lexington, has its own pension plan.

Contact:
Kentucky Retirement Systems (KRS)
1260 Louisville Road
Frankfort, KY 40601
Phone: (502) 696-8800
Fax: (502) 696-8822
Website: kyret.ky.gov


EDUCATION BENEFIT – CHILDREN

Pursuant to KRS 164.2841, applicant must be the dependent children, aged 18-22, of a person who was a Kentucky resident on becoming a law enforcement officer, firefighter or volunteer firefighter and who was killed in the line of duty or died from a service connected disability after June 30, 1989. Proof of relationship to the deceased and the circumstances of the death must be provided in writing by official documentation in order to process this waiver. Full tuition. Provides for no matriculation or tuition fees at state-supported university, community college or vocational training institution. Also includes dependent children, aged 18-22, of disabled firefighters.

Contact:
Your School’s Financial Aid Office for more information or application.

(Reference: Kentucky Revised Statutes 164.2841)

EDUCATION BENEFIT – SPOUSE

Same as for children, except for age restriction; covers only spouses who do not remarry. Also includes spouses of disabled firefighters.

Contact:
Your School’s Financial Aid Office for more information or application.

(Reference: Kentucky Revised Statutes 164.2841)

NON-PROFIT OR PRIVATE ORGANIZATIONS

Provides free accidental death insurance up to $2,000 to eligible Fire/EMS personnel in Kentucky.

Contact:
Kentucky Firefighters Association
PO Box 117
Cecilia KY 42724
Phone: (270) 766-9946
Website: www.kyfa.org

Call for benefits.

Contact:
Kid’s Chance of Kentucky
P.O. Box 910234
Lexington KY 40591
Phone: (859) 219-0194
E-Mail: gdavis5@windstream.net
Website: www.kidschanceky.org

Supplies short-term financial assistance based on need.

Contact:
The One Hundred Club of Eastern Kentucky, Inc.
P.O. Box 2118
Ashland, KY 41105
Phone: (606) 324-6905

Woodmen of the World will pay a $10,000 fraternal death benefit if a qualified member is killed while performing his or her duties as a non-military first responder. To be eligible for this benefit, an individual must be a member in good standing of one of our other benefits.

First Responders include firefighters, EMT/paramedics, police or a person performing a supporting role to such individuals.

Contact:
Woodmen of the World
Woodmen Tower
1700 Farnham St
Omaha, NE 68102
Phone: (800) 225-3108
Website: www.woodmen.org


DISABILITY

Employer shall pay for the cure and relief from the effects of an injury or occupational disease. This includes medical, surgical, and hospital treatment.

Contact:
Kentucky Office of Workers’ Claims
657 Chamberlain Avenue
Frankfort, KY 40601
Phone: (502) 564-5550
E-mail: FrancesA.Davis@ky.gov
Website: labor.ky.gov


COUNTY & LOCAL JURISDICTION BENEFITS

 


Disclaimer: The material contained in the National Fallen Firefighters Foundation Survivor Benefits website is not the result of legal research, but rather is based on a scan of public documents. We have made every effort to be accurate and timely, but errors may exist. The material on this website is advisory only and should not be cited as evidence or proof that a benefit exists or that our facts are accurate. Always consult the decedent’s fire department for benefits assistance, or a benefits’ attorney. If, in the course of your own research, you see errors of fact, or new benefit information, please pass this information along to the National Fallen Firefighters Foundation.