Maine Survivor Benefits

Updated October 2018

ONE-TIME DEATH BENEFIT

Benefit of $50,000 if State Fire Marshal determines firefighter died in the line of duty. Line of duty is defined as sustaining an injury or illness during performance of official duties that results in death.

If no surviving child, surviving spouse receives total benefit. If surviving spouse and children, 50% to the spouse and the other 50% to the child or children in equal shares. At the time of death, the child must be conceived or less than 19 years of age, 19 or more years of age, but less than 25 years of age, and accepted for admission or enrolled in a full-time postsecondary educational institution, or 19 or more years of age and is incapable of self-support because of a physical or mental disability. If no surviving child or spouse, benefit to the parents in equal shares.

Contact:

Office of the State Fire Marshal
52 State House Station
Augusta, ME 04333-0052
Phone: (207) 626-3870
Website: www.maine.gov/dps/fmo/

(Reference: Maine Revised Statutes: Title 25, Part 4, Chapter 195-A, §1612)

WORKERS’ COMPENSATION

Benefit equal to 2/3 of employee’s gross average weekly wages up to 500 weeks. Maximum amount applies. SAWW will adjust on July 1 every year.

Volunteer firefighters: Act includes active members of volunteer fire associations as employees. The average weekly wage must be taken to be the earning capacity in the occupation in which the employee was regularly engaged.

Contact:

Workers’ Compensation Board
442 Civic Center Drive, Suite 100
27 State House Station
Augusta, ME 04333-0027
Phone: (207) 287-3751 or
Toll Free (Maine Only): (888) 801-9087
Fax: (207) 287-7198
Website: www.maine.gov/wcb

(Reference: Maine Revised Statutes: Title 39-A, Part 1, Chapter 5, § 215)
(Reference: Maine Revised Statutes: Title 39-A, Part 1, Chapter 7, Subchapter 1, § 328)

COMPENSATION FOR DEATH OR DISABILITY OF FIREFIGHTERS FROM OCCUPATIONAL DISEASES

The law includes a presumption that an injury or cardiovascular/pulmonary disease is related to duties if the disease, injury or death occurred within 6 months of having participated in firefighting or active firefighting training or drill.

Contact:

Workers’ Compensation Board
442 Civic Center Drive, Suite 100
27 State House Station
Augusta, ME 04333-0027
Phone: (207) 287-3751 or
Toll Free (Maine Only): (888) 801-9087
Fax: (207) 287-7198
Website: www.maine.gov/wcb

(Reference: Maine Revised Statutes: Title 39-A, Part 1, Chapter 5, § 215)
(Reference: Maine Revised Statutes: Title 39-A, Part 1, Chapter 7, Subchapter 1, § 328)

FUNERAL BENEFIT

Maximum of $4,000 for burial expenses and $3,000 incidental compensation to the employee’s estate.

Contact:

Workers’ Compensation Board
442 Civic Center Drive, Suite 100
27 State House Station
Augusta, ME 04333-0027
Phone: (207) 287-3751 or
Toll Free (Maine Only): (888) 801-9087
Fax: (207) 287-7198
Website: www.maine.gov/wcb

(Reference: Maine Revised Statutes: Title 39-A, Part 1, Chapter 5, § 216)

RETIREMENT/PENSION PLAN

Career firefighters: Applies where towns participate in Maine State Retirement System (MSRS). For accidental, job-related death, spouse with no dependent children receives monthly benefits for life based on 2/3 average final compensation. Spouse with dependent children receives monthly benefits based on 100% AFC until children no longer dependent; spouse’s benefit based on 2/3 average final compensation after that. Children eligible if unmarried and under age 18, or under age 22 if full-time student.

Not every town participates in MSRS. Check with Benefits Officer of the fallen firefighter’s department for correct retirement benefit information.

Contact:

Maine State Retirement System
P.O. Box 349
Augusta, ME 04332-0349
Phone: (207) 512-3100
Toll-Free: (800) 451-9800
Fax: (207) 512-3101
Website: www.mainepers.org
2018 Member Handbook


EDUCATION BENEFIT – CHILDREN

Tuition waivers for children of firefighters killed in the line of duty or as a result of injuries received from external causes as a result of the active performance of their official duties. Tuition waivers valid at state post-secondary education institutions within the University of Maine System, the Maine Technical College System, the Maine Community College system, or at the Maine Maritime Academy.

Limited to five years of full-time enrollment. Eligibility limited to residents of Maine.

Children must have been under the age of 21 at the time of the parent’s death. This benefit also covers eligible foster children.

Contact:

Finance Authority of Maine
5 Community Drive
P.O. Box 949
Augusta, ME 04332-0949
Phone: (207) 623-3263
Toll-Free: (800) 228-3734
Fax: (207) 623-0095
Website: www.famemaine.com

(Reference: Maine Revised Statutes: Title 20-A, Part 5, Chapter 429, § 12553)

EDUCATION BENEFIT – SPOUSE

Same as for children, except for age.

Contact:

Finance Authority of Maine
5 Community Drive
P.O. Box 949
Augusta, ME 04332-0949
Phone: (207) 623-3263
Toll-Free: (800) 228-3734
Fax: (207) 623-0095
Website: www.famemaine.com

(Reference: Maine Revised Statutes: Title 20-A, Part 5, Chapter 429, § 12553)

NON-PROFIT OR PRIVATE ORGANIZATIONS

Provides scholarships of children of Maine workers who are killed and who are eligible for workers’ compensation benefits.

Kids’ Chance Maine

Harvey Picker Horizon Scholarship
MEMIC (Maine Employers Mutual Insurance Company)
261 Commercial Street
P.O. Box 11409
Portland, ME 04104
Phone: (207) 791-3300
Toll-Free: (800) 660-1306
Fax: (207) 791-3336
Website: www.memic.com/workers/horizon-scholarship

Kids’ Chance Maine provides scholarships of children of Maine workers who are killed and who are eligible for workers’ compensation benefits.

Maine State Federation of Firefighters

21 Aspen Lane
Bath, ME 04530
Phone: (207) 504-1949
Fax: (207) 882-7550
Website: msfff.org

The Maine State Federation of Firefighters’ death benefit program pays $500.00 upon the death of any active member of the Federation. The member’s family can use the benefit for any purpose. The benefit is payable immediately on the member’s death. Over the years many family members have thanked us for being there for them so quickly during difficult times.

The Federation also has on accidental death and dismemberment program with American Income Life Insurance Company. That program pays a $3,500.00 benefit to the family of any member killed accidentally.

The International Association of Fire Fighters

1750 New York Avenue, N.W.
Washington, D.C. 20006
Website: client.prod.iaff.org/#contentid=1743

The W. H. “Howie” McClennan scholarship provides financial assistance for sons, daughters or legally adopted children of IAFF Union Members killed in the line of duty planning to attend a university, accredited college or other institution of higher learning. Scholarship amount is $2,500 per year, renewable up to 4 consecutive years.


FUNERAL & CREMATION BENEFITS

Dignity Memorial

Phone: (800) 343-4464
Website: www.dignitymemorial.com

Dignity Memorial is a consortium of funeral, cremation and cemetery providers across the United States and Canada. They have a Public Servants Program for first responders and emergency services workers. Dignity provides these services, at no cost, for career and volunteer firefighters who are killed in the line of duty. There is a location finder per state on the website, and funeral directors are encouraged to contact Dignity regarding the first responder program.

Wilbert Funeral Services, Inc.

2913 Gardner Road
Broadview, IL 50155
Phone: 708-681-7040 (Terry Whitlock)
Website: www.wilbert.com

Wilbert provides complimentary burial vaults (including urns vaults) for fallen law enforcement officers and firefighters through 193 licensee locations. Funeral directors should contact Wilbert for information on obtaining vaults.


COUNTY & LOCAL JURISDICTION BENEFITS


Disclaimer: The material contained in the National Fallen Firefighters Foundation Survivor Benefits website is not the result of legal research, but rather is based on a scan of public documents. We have made every effort to be accurate and timely, but errors may exist. The material on this website is advisory only and should not be cited as evidence or proof that a benefit exists or that our facts are accurate. Always consult the decedent’s fire department for benefits assistance, or a benefits’ attorney. If, in the course of your own research, you see errors of fact, or new benefit information, please pass this information along to the National Fallen Firefighters Foundation.