Nevada Survivor Benefits

Survivor BenefitsUpdated October 2013

ONE-TIME DEATH BENEFIT

Death benefits for public safety officers in Nevada are $20,000 life insurance, $20,000 accidental death benefit, and $50,000 if you are traveling for business while on duty.

Contact:
Nevada Department of Public Safety
555 Wright Way
Carson City, NV 89711
Phone: (775) 684-4808
Fax: (775) 684-4809
Website: dps.nv.gov


WORKERS’ COMPENSATION

Benefit is 66 2/3% of the employee’s average monthly wages not to exceed the state maximum; amount adjusted annually. All medical bills paid. Upon remarriage, spouse receives a two-year lump sum and benefits terminate. Unmarried children are considered dependent until age 18, age 22 if full-time students at an accredited vocational or educational institution, or longer if incapable of supporting themselves. If no spouse or children, dependent parents become eligible for limited benefits.

Volunteer firefighters: For Workers’ Compensation purposes, treated as employees of the municipality with a monthly wage of $2,000 and entitled to benefits of that municipality.

Contact:
Nevada Workers’ Compensation Division Headquarters
400 West King Street, Suite 400
Carson City, NV 89703
Phone: (775) 684-7260
Fax: (775) 687-6305
Website: www.dirweb.state.nv.us/WCS/wcs.htm

(Reference: NV Revised Statutes 616C.505)

FUNERAL BENEFIT

Maximum of $5,000 for burial expenses.

Contact:
Nevada Workers’ Compensation Division Headquarters
400 West King Street, Suite 400
Carson City, NV 89703
Phone: (775) 684-7260
Fax: (775) 687-6305
Website: www.dirweb.state.nv.us/WCS/wcs.htm


RETIREMENT/PENSION PLAN

(MEMBERS ONLY)

If a member dies prior to retirement, eligible survivors are entitled to a monthly survivor benefit. Pursuant to NRS 286.671, eligible survivors are the member’s spouse or Survivor Beneficiary and Additional Payees. In addition, dependent children under the age of 18 at the time of the member’s death would also be eligible for a benefit. In order for the Survivor Beneficiary and Additional Payees to receive benefits, the member must be unmarried at the time of death. To qualify for survivor benefits, the member must have:

  1. Two years of service in the two and one-half years immediately preceding the member’s death;
  2. Ten or more years of accredited service; or
  3. Died as a result of an occupational disease or as a result of an accident arising out of or in the course of employment, regardless of service credit.

The calculation of benefits for the spouse or the Survivor Beneficiary and Additional Payees is based on the number of years of service credit the member had at the time of death. If the member had less than 10 years of service credit, the benefit would be $450.00 paid to the spouse or split between the Survivor Beneficiary and the Additional Payees based on the designated percentage. If the member had more than 10 years of service credit but less than 15 years, the benefit would be paid under Option 3, which is calculated based on the member’s age at the time of death, the spouse’s or Survivor Beneficiary’s age, member’s service credit, and average compensation. A flat rate monthly benefit of $450.00 could be substituted for the Option 3 benefit, depending on which is greater. If the member had more than 15 years of service credit or was fully eligible to retire, the benefit would be paid under Option 2, which is calculated based on the member’s age at the time of death, the spouse’s or Survivor Beneficiary’s age, member’s service credit, and average compensation. A flat rate monthly benefit of $450.00 could be substituted for the Option 2 benefit, depending on which is greater.

Dependent children under the age of 18 at the time of the member’s death, who were the issue of or legally adopted children of the member, are entitled to a monthly benefit of $400.00 per month until the child reaches age 18. Once the child reaches age 18, he/she must be a continuous full-time student, to receive benefits until age 23. Benefits cease upon death of the Survivor Beneficiary. Therefore, if the System was paying benefits to a Survivor Beneficiary and Additional Payees, when the Survivor Beneficiary dies, payments to the Additional Payees would cease as well. If an Additional Payee dies, the benefit amount would be redistributed among the remaining payees. The designation of the Survivor Beneficiary and the Additional Payees must be made on the PERS’ form entitled Survivor Beneficiary Designation. Your named Survivor Beneficiary and Additional Payees would receive payment based on the percentages you designated for the lifetime of the Survivor Beneficiary. The form must be properly completed and be submitted or postmarked with a date prior to the member’s death.

In the event the member fails to meet eligibility requirements for survivor benefits prior to death, a lump sum refund of any employee contributions would be paid to the member’s spouse. If no spouse exists the refund would be paid to the listed Survivor Beneficiary/Additional Payees. If there are no listed Survivor Beneficiary/Additional Payees the refund would be paid to the listed Tertiary Beneficiary/ies. If there are no listed Tertiary Beneficiary/ies the refund would be paid to the member’s estate. If there is no estate, the refund would be paid to the member’s heirs.

Contact
Nevada Public Employees’ Retirement System
693 West Nye Lane (In Carson City)
Carson City, NV 89703
Phone: (775) 687-4200
Toll Free: (800) 473-7768
Fax: (775) 687-5131
Website: www.nvpers.org

Or

5820 South Eastern Avenue, Suite 220 (In Las Vegas)
Las Vegas, NV 89119

Or

7455 W. Washinton Avenue, Suite 150
Las Vegas, NV 89128
Phone: (702) 486-3900
Fax: (702) 678-6934

(Reference: NV Revised Statutes 286.671)

EDUCATION BENEFIT – CHILDREN

Waiver of registration fees, laboratory fees, and expenses for required textbooks and course materials toward an undergraduate degree at a school within the University and Community College System of Nevada. Waiver ends after the child reaches age 23. The Board of Regents has statutory authority to enter into agreements with another state for the granting of full or partial waivers for nonresident tuition.

Contact:
University and Community College System of Nevada
Student Financial Services
5550 W. Flamingo Rd., Suite C-1
Las Vegas, NV 89103
Phone: (702) 871-0200
Fax: (702) 889-8495
Website: system.nevada.edu

Or

2601 Enterprise Road
Reno, NV 89512
Phone: (775) 784-4901
Fax: (775) 784-1127

(Reference: Tuition Waiver Statute Chapter 396 NV Revised Statutes; NAC 616C.530)

EDUCATION BENEFIT – SPOUSE

None.


NON-PROFIT OR PRIVATE ORGANIZATIONS

Must be a member to be eligible for any benefits. Scholarships are also available to the dependents of Association members – four to six $1,000 scholarships awarded annually. Association also maintains a Benevolence Fund to help firefighter families in financial difficulty.

Contact:
Nevada State Firefighters’ Association Benevolence Fund
PO Box 907
Lovelock, NV 89419
Phone: (775) 273-1127
Website: www.nsfa.org/benev.htm

Woodmen of the World will pay a $10,000 fraternal death benefit if a qualified member is killed while performing his or her duties as a non-military first responder. To be eligible for this benefit, an individual must be a member in good standing of one of our other benefits.

First Responders include firefighters, EMT/paramedics, police or a person performing a supporting role to such individuals.

Contact:
Woodmen of the World
Woodmen Tower
1700 Farnham St
Omaha, NE 68102
Phone: (800) 225-3108
Website: www.woodmen.org


COUNTY & LOCAL JURISDICTION BENEFITS


Disclaimer: The material contained in the National Fallen Firefighters Foundation Survivor Benefits website is not the result of legal research, but rather is based on a scan of public documents. We have made every effort to be accurate and timely, but errors may exist. The material on this website is advisory only and should not be cited as evidence or proof that a benefit exists or that our facts are accurate. Always consult the decedent’s fire department for benefits assistance, or a benefits’ attorney. If, in the course of your own research, you see errors of fact, or new benefit information, please pass this information along to the National Fallen Firefighters Foundation.