Maryland Survivor Benefits


Survivor BenefitsUpdated October 2013

ONE-TIME DEATH BENEFIT

Death benefit (2011) is $132,849 to spouse or spouse and dependent children. The benefit is adjusted annually on July 1 based on the Consumer Price Index. Benefit provided when a career or volunteer firefighter dies in performance of duties.

Performance of duties is defined as: actively participating in fighting a fire or while going to or from a fire; performing other duties necessary to the operation or maintenance of a fire company; actively participating in ambulance, advanced life support, or rescue work as part of a fire, ambulance, rescue, or advanced life support unit while going to or from the scene; or providing emergency or rescue assistance, whether acting alone or at the direction of or with a company or advanced life support unit.

Benefit paid is in addition to any benefits from workers’ compensation and life insurance.

Contact:
Department of Public Safety and Correctional Services
Death Benefit Program
300 East Joppa Rd, Suite 1000
Towson, MD 21286-3020
Phone: (410) 339-5000 or (877) 379-8636
Website: www.dpscs.state.md.us

(Reference: Art 41-4-1003)

The Board of Trustees of the Maryland State Firemen’s Association pays a one-time death benefit if a volunteer firefighter or individual serving on a volunteer rescue squad dies in the line-of-duty. The benefits shall be paid from the treasury of the Maryland State Firemen’s Association. An additional monthly benefit is provided to the spouse for life or until the spouse remarries. A monthly benefit is provided to the child until age 18.

Contact:
Maryland State Firemen’s Association
Attn: Stephen V. Hales, Chair
Board of Trustees
10049 Bonita Drive
Ocean City, MD 21842
Phone: (410) 251-5970
Email: Stephen.hales@courts.state.md.us
Website: www.msfa.org

-OR-

Attn: Gene L. Worthington, Secretary
Board of Trustees
3663 Old Level Road
Havre de Grace, MD 21078-1131
Phone: (410) 459-0137
Email: glworthington@comcast.net
Website: www.msfa.org


WORKERS’ COMPENSATION

For survivors of eligible workers, benefit is 66 2/3% of the employee’s wages for spouse or spouse with children. Two-year lump-sum payable upon remarriage; weekly benefits cease. Children receive benefits until age 18 or longer if disabled and incapable of self-support, or until 23 if full-time students. Compensation cannot exceed state’s average weekly wage.

Volunteer firefighters: Members in specified counties are covered as employees while “on duty.” Wages computed based upon the wages employee received from other employment or, if not employed, by a set formula.

Contact:
Workers’ Compensation Commission
10 East Baltimore Street
Baltimore, MD 21202
Phone: (410) 864-5100 or, in Maryland, call (800) 492-0479
Website: www.wcc.state.md.us

(Reference: Article Title 9-04 Annotated Code of MD Workers’ Compensation)

FUNERAL BENEFIT

Maximum of $10,000 paid to the spouse, children, parents, or estate of a volunteer or career firefighter, rescue squad member, or State Fire Marshal who is killed or dies in the performance of duties. See definition of performance of duties listed above under One-Time Death Benefit.

Reduced by the amount of any Workers’ Compensation benefits paid. Workers’ Compensation allows up to $5,000. Exceptions to the limit are made if approved by Workers’ Compensation.

Contact:
Department of Public Safety and Correctional Services
Death Benefit Program
6776 Reisterstown Road
Baltimore, MD 21215
Phone: (410) 585-3840 or (877) 379-8636
Website: www.dpscs.state.md.us

(Reference: Article Title 41-4-1002 Annotated Code of MD Workers’ Compensation)

RETIREMENT/PENSION PLAN

Members in the Pension System for Local Firefighters and Police Officers, administered through the State Retirement System, are covered from the first day on the job if they die while in the performance of duty. The benefit is equal to the annual earnable compensation at the date of death plus a return of any accumulated contributions with interest. A surviving spouse may elect to receive a monthly benefit in lieu of the lump sum. If there are only surviving children, the lump sum is the only available benefit. The lump sum consists of contributions with interest PLUS and annual benefit equal to 2/3 of Annual Final Compensation.

In all cases, the local department should be contacted to ascertain the correct pension system for that department.

Contact:

Contact:
120 E. Baltimore Street
Baltimore, MD 21202
Phone: (410) 625-5555 or (800) 492-5909
Website: www.sra.state.md.us


EDUCATION BENEFIT – CHILDREN

Edward T. Conroy Memorial Scholarship Program. May be used for tuition and mandatory fees not to exceed that of a resident undergraduate at the University of Maryland, Baltimore County. Good for five years of full-time or eight years of part-time study. Must be at least age 16. Covers graduate, undergraduate and professional studies. Amount may not exceed $9,000 per year.

Contact:
Maryland Higher Education Commission
State Scholarship Administration
839 Bestgate Road, Suite 400
Annapolis, MD 21401
Phone: (410) 260-4500 or (800) 974-0203
Website: www.mhec.state.md.us

The Board of Trustees of the Maryland State Firemen’s Association provides scholarships for children of volunteer firefighters or volunteer ambulance or rescue squad members who die or are disabled by any accident while performing any duties necessary to the operations of the fire company or while actively participating in ambulance or rescue squad work.

Contact:
Maryland State Firemen’s Association
Attn: Stephen V. Hales, Chair
Board of Trustees
10049 Bonita Drive
Ocean City, MD 21842
Phone: (410) 251-5970
Email: Stephen.hales@courts.state.md.us
Website: www.msfa.org

-OR-

Attn: Gene L. Worthington, Secretary
Board of Trustees
3663 Old Level Road
Havre de Grace, MD 21078-1131
Phone: (410) 459-0137
Email: glworthington@comcast.net
Website: www.msfa.org


EDUCATION BENEFIT – SPOUSE

Same as for children. Spouse cannot have remarried.

Contact:
Maryland Higher Education Commission
State Scholarship Administration
839 Bestgate Road, Suite 400
Annapolis, MD 21401
Phone: (410) 260-4500 or (800) 974-0203
Website: www.mhec.state.md.us


REAL ESTATE TAX CREDIT

§ 9-210 of the annotated code of Maryland authorizes each county or municipality within the state to offer a real estate tax credit, to a survivng spouse of a fallen law enforcement or rescue worker.

Currently 14 jurisdictions have enacted some form of local tax credit for a surviving spouse. As this information is received, it will be posted to the respective county information.

If your county does not reflect a tax benefit, you should contact the county treasurer or finance office to inquire as to whether new local legislation has been enacted.


NON-PROFIT OR PRIVATE ORGANIZATIONS

Provides burial service, space, and memorial free of charge for any firefighter killed in the line of duty and the surviving spouse.

Contact:
Dulaney Valley Memorial Gardens
200 E. Padonia Road
Timonium, MD 21093
Phone: (410) 666-0490 or (410) 666-8879
Website: www.dulaneyvalley.com

Provides college scholarships. Call for information.

Contact:
Kids’ Chance of Maryland
P.O. Box 20262
Baltimore, MD 21284
Phone: (410) 832-4702
E-mail: info@kidschance-md.org
Website: kidschance-md.org

Woodmen of the World will pay a $10,000 fraternal death benefit if a qualified member is killed while performing his or her duties as a non-military first responder. To be eligible for this benefit, an individual must be a member in good standing of one of our other benefits.

First Responders include firefighters, EMT/paramedics, police or a person performing a supporting role to such individuals.

Contact:
Woodmen of the World
Woodmen Tower
1700 Farnham St
Omaha, NE 68102
Phone: (800) 225-3108
Website: www.woodmen.org


COUNTY & LOCAL JURISDICTION BENEFITS


 

Disclaimer: The material contained in the National Fallen Firefighters Foundation Survivor Benefits website is not the result of legal research, but rather is based on a scan of public documents. We have made every effort to be accurate and timely, but errors may exist. The material on this website is advisory only and should not be cited as evidence or proof that a benefit exists or that our facts are accurate. Always consult the decedent’s fire department for benefits assistance, or a benefits’ attorney. If, in the course of your own research, you see errors of fact, or new benefit information, please pass this information along to the National Fallen Firefighters Foundation.